Who does not want their money to go farther these days? Chances are there are not many people who do not. Here are some tips to help you stretch those dollars that you have set aside for your personal expenses.
You must figure out a way that will work for you to avoid impulse purchases. Most retailers love it when we make impulse purchases because they stand to make a lot of money off of us this way. However, we stand to lose or spend a lot of money this way. This is one way that we break our budget without even thinking about it. Make it your personal goal to pay attention to your shopping habits and stop impulse purchases.
Before you purchase something, always compare prices. This goes beyond stuff you buy at the store. You can compare the cost of child care. Find various child care providers in the area you would like to take you child. Then call around and ask each place what it is that they charge. This will help you make the best choice for you and your budget. You can do this with many different things. Remember comparing prices is no longer just for the grocery store.
Instead of going out to the movies have a movie night at your house. This is much more fun if you think about it, and cheaper too. It is much cheaper to rent a movie for everyone than to buy movie tickets for everyone. It is much cheaper to buy snacks and drinks for you to have at your house than to buy them at the theater. At the theater you cannot talk or laugh, and your certainly cannot pause the movie to go to the bathroom. You cannot forget how cold it gets in those theaters; in your home you can have it nice and warm.
Shop at second hand stores. There are so many great finds at these places you can really make out like a bandit. You will spend so much less than if you were to go to a regular store. Many of these second hand stores are run for charity so you can feel good about the money you spending going to a good cause.
There are many ways that you can make your budget for personal expenses go farther. Take some time to stop and think and you will find many more ways to stretch your dollars. Save money where you can, you never know when you will need it.
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