Protect Yourself from Identity Theft

There are many people out there who want to steal your identity. You must do what you can to protect yourself from having your identity stolen. You may have heard different ways in which to protect yourself and your identity. The following tips will help even more.

The first thing that you should do is get a calendar and track what day of the month your bills come in. If you know when to expect your bills you will know when something is wrong when they do not show up on time. That could be a sign that someone is stealing or at least trying to steal your identity.

When you do get your bills every month you need to open them right away and check them over for any errors, this is especially important for your credit card statements. Too many people open their bills and look at what they owe and pay it. If there is something wrong with your bill you will not know it unless you look it over very carefully.

When a bill or credit card offer or anything with your information on it comes in the mail and you want to get rid of it, do not through it into the trash. This cannot be stressed enough. You need to shred the documents; some people are willing to go through your garbage in order to find your information to steal your identity. Do not let them get it, make sure all documents that have any bit of your information, even just your name, are shredded.

There are three major credit reporting companies that will give you a copy of your credit report for free once a year. You need to get a copy of your credit report and check it very closely. You need to look for any errors that may be on there. If you do find an error contact the credit reporting company and let them know so they can fix it.

Watch for scams! Identity thieves will call pretending to be a family member in need of help or a volunteer trying to raise money for some disaster or another. Do not ever give information of any kind over the phone. If the thief is claiming to be a family member, give them an excuse to call them back. When you call them back you will either find out that your family member is not the one who called, or you will find out if they are in need of help. If the caller is trying to raise money for victims of disaster they will have a place you can go to drop of donations. If they cannot give you a legitimate place to go to give a donation then you know it is a scam.
If you are going to be paying a bill or buying something over the internet then you need to make sure that the website that you are entering your information on is secure. If it is not secure then an identity thief can get to it. This could cost you a lot of money.
Identity thieves are everywhere. They will do anything that they can to steal someone’s identity. You do not want to be the person who gets their identity stolen. It can take you years to get your life back to where it was. You need to make sure that you do everything you can to protect your identity.

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