The slow economic recovery, high student loan debts and a dismal job market have all combined to cause the young people of today (a.k.a. Millenials) to have quite a bit of debt. We all know that it is not a good thing to walk around carrying boatloads of debt. But have today’s younger generation found […]
Mobile Financial Solutions Continue to Gain Traction in the U.S.
A generation or two ago it was commonplace for people to have a special day where they took care of their banking activities for the week. People would get to the bank during their lunchbreaks or after work, and wait…
Need Emergency Cash to Pay for that Expensive Room Service Bill?
Guys. A lot of us have been in this situation before: The wife is feeling a bit neglected and really wants to have a night away from the house and the normal daily grind. So, as good husbands we decide…
CFPB Director Defends his stance of Regulating via Enforcement Actions
Typically, when we think of governmental regulation, we think about rules, laws and guidelines that are set up in order to ensure best practices, while minimizing misconduct within a certain industry. It seems, however, that there are some who prefer…
Circuit Court weighs in on the CFPB’s Constitutionality
Our government officials are charged with upholding and protecting the constitution of the United States of America. Being made up of people (some of them questionable, at best) there are going to be times when the government makes mistakes; sometimes…
Can the CFPB Really help you Avoid Paying Bank Fees?
It sometimes seems as there is nothing worse than all of those little fees we have to pay in order to maintain service. If you have cable/satellite TV, you probably know about the extra fees that seem to get more…
If You Are After a Higher Credit Score Make More Than Minimum Payments
It is a pretty well-known fact that there are millions of people here in the United States who would like to improve their credit scores. A high credit score can help consumers to get more favorable loans, better insurance rates…
It looks like some American banks cannot close up their existing branches fast enough. United States banks are closing faster than ever before, as their customers are reportedly using mobile and online banking options more often than not. Conversations with seven of the country’s top ten banks revealed that more branches would wind up closing […]
It is amazing to think about some of the myths that people believe when it comes to repairing their credit scores. As you already know, bad credit can wind up costing you thousands of dollars every year in higher interest rates. Heck, having a bad credit score can even prevent you from getting a loan […]
It would certainly be wonderful for everyone if every household in this country had plenty of money rolling in to take care of those expenses that seem to sneak up from nowhere, especially when pay day is still a long way off. Car repairs, the need for groceries, doctor bills and any sort of expense […]
A payday loan can mean the difference between meeting or falling short on your emergency short term cash flow needs. Payday cash loans are a fast, easy and convenient way to cover life’s unexpected expenses and bills. A payday cash advance is often a better alternative to paying insufficient fund check fees and late payment […]
Hurricanes, tornadoes, and even winter storms can cause major problems for local economies. It is unfortunate that it happens but there is really no way that we can stop the weather from happening. Have you ever thought about how the weather where you are affects the economy in your town? It is worse for the […]
Financial freedom should be a goal that everyone who does not already have it should have. Financial freedom means that you will not have to rely on anyone for help when it comes to your finances, even if an emergency comes up, who would not want that. Believe it or not gaining financial freedom can […]
Couponing may seem incredibly complicated to some people. There are shows on T.V. that show people that spend hours upon hours every week working on getting their coupons and shopping trip ready. It does not have to be that in depth for everyone. Here are some coupon tips and tricks that anyone can use. When […]
Traveling can be great fun. You have the opportunity to see things that you have never seen before, and things that may have a great historical significance. One thing that can make traveling difficult is the language barrier. Forget language dictionaries, now there are apps that you can download to your phone that will translate […]